Telematics Insurance Discount: What Is It?

Are you a confident and safe driver? You deserve to be rewarded and when you shop with Cluett Insurance you may qualify for an insurance telematics discount. Telematics represents a shift in how insurance is administered and how premiums are calculated. It has the potential to reduce your premium costs and generate significant benefits to society.

Telematics is a technology that monitors your real-time driving behaviours to provide an objective picture of your driving habits in order to reward good drivers with additional insurance discounts. If you agree to sign up for telematics, your insurance carrier will track metics that demonstrate your driving habits. After a set tracking period your collected data will be evaluated and you will receive a telematics discount. 

Benefits of Telematics?

There are many benefits to trying out the insurance telematics discount. If you’re eligible for it, here are some of the benefits:

  • Completely free
  • Savings of up to 30% on your auto insurance
  • Data is kept confidential and will NOT be used for any other purpose without your consent
  • If you change your mind, some carriers allow you to opt-out within 30 days of signing up
Metrics TrackedSurcharge for
Risky Driving?
(mobile app)
Up to 20%30%– Hard braking
– Speeding
– When you drive (time of day)
(mobile app)
10%25%– Hard braking
– Speeding & rapid acceleration
– Distracted driving (cell phone use)
– When you drive (time of day)

Ready To Get Started?

Here are your next steps:

  • Contact Cluett Insurance. Speak with one of our sales executives to see if you’re eligible for a telematics discount. 
  • Sign-Up. Once you’ve moved forward with your auto insurance policy, it’s time for your insurance carrier to track some metrics. Your insurance carrier will send you simple instructions on how to set everything up.
  • Start Driving & Saving. When you drive, information related to your driving habits will be collected in order to calculate your discount. Remember to avoid hard braking, rapid acceleration, and cell phone use.

Check out our 10 tips for safer highway driving

If you’re a safe driver you should be saving on your car insurance. Call us at (902) 466-5328 or fill out our auto insurance online form for a quote today!