Insurance Brokers in Summerside

Complete Coastal Coverage

Insurance for Island Living in PEI

The gateway to western Prince Edward Island, Summerside is a thriving coastal community with a proud shipbuilding heritage. Today, it’s the second-largest city on the Island — an emerging urban hub that offers the best of island life with bustling industries. Live life on the coast fully covered with insurance made for your home, on the road, and investments.

Proudly Protecting PEI

Your Insurance Brokers in Summerside

No one knows Atlantic Canada better than Cluett Insurance. Family-owned and operated for over 40 years now, we are the region’s largest independent insurance brokerage protecting life, property, and businesses in Summerside and beyond.

Our insurance brokers are in your community — proudly local and homegrown. Whether it’s your home on the coast, your ride, or business and investments, we know what matters most to you and life in Summerside. From the initial quote and building your custom policy, to hassle-free claims and lifelong coverage, live, work, and play with Cluett.

Get a Quote in Summerside

Ask Our Insurance Brokers

1. Tell us about your assets: From your home on the beach to adventures on the road, finances, and local business, browse the widest range of insurance coverage options in Summerside from Canada’s most trusted providers.
2. Get your custom-tailored coverage: Your insurance coverage should be as unique as your assets. Get personalized coverage tailored to your needs and budget, fully customized to your assets and financial goals.
3. Hassle-free claims process: Our insurance brokers are here from you, from the first few days of uncertainty after an accident or disaster, all the way to a successful claim and recovery. File insurance claims hassle-free, and enjoy enhanced protection with coverage that grows with you.

Essential Insurance Coverage in Summerside

Coverage for Every Aspect of Life and Business in the Atlantic

Get the coverage you need to make the most of life in PEI. The Cluett Insurance guarantee is protection you need, when you need it, at the most affordable rates. And with our insurance brokers right in your community, you can count on coverage fully customized to coastal living — financial protection for your home, car, business, and savings through the waves.

• Auto Insurance in Summerside

Coast-to-Coast Roadside Protection

With three coastal drives built for weekend adventures, and bustling city roads, life in PEI is one ultra-scenic ride. Get behind the wheel safely and confidently with the right auto insurance coverage. Unlock the most competitive rates and insurance bundles for your everyday commute and adventures, only with Cluett.

Coverage for Your Ride

• Car insurance: Protection for your everyday drive, whether it’s a sedan, SUV, or truck
• Motorcycle insurance: Specialized coverage for cruisers and big bikes, and unique risks on scenic coastal roads
• Trailer insurance: Coverage for your fun on the road and adventures in nature
• Boat Insurance: Protect your boat and watercraft for everyday water transport and island leisure.

What Auto Insurance Covers

• Accident benefits: No-fault coverage for medical bills, rehabilitation, and lost income
• Direct compensation: Coverage for damage to your vehicle
• Liability coverage: Protects you against the financial impact of an at-fault accident, such as damages paid to other drivers and injured parties
• Uninsured and unidentified motorist: Coverage for vehicle damage and medical bills if the at-fault driver is uninsured or unidentified
• Extended coverage: Go the extra mile with added comprehensive, accident forgiveness, and specified or all perils coverage.

Protect the place you call home and everything — and everyone — that makes it. Live with peace of mind knowing that your most valuable investment, the life you’ve built, and the people you share it with are all protected. Get comprehensive home insurance coverage tailored to your property and lifestyle.

Coverage for Every Property

• Homeowners insurance: Designed for your single-detached home, duplex, or townhouse and its contents, shared by the entire family
• Condo insurance: Cover gaps in your building’s insurance, and guarantee coverage for your piece of high-rise living — your unit’s interiors and contents
• Tenant insurance: Protect everything you own in your rented home
• Seasonal cottage insurance: Secure your vacation home against increased risks of undetected damage during extended vacancies
• Income property insurance: Coverage for your smart real estate investment and its income potential
• Home construction insurance: Stay on track and on budget with coverage for construction and major renovations.

Your Home Insurance Coverage

• Dwelling: Covers your entire property, including the main living area and other attached or detached private structures
• Contents: Repair or replace furniture, appliances, and personal belongings up to specified policy limits
• Additional living expenses: Cover short-term rental and living expenses during major home repairs following an insured loss
• Extended coverage: Total property protection against earthquakes, flooding, water damage, and other extreme hazards.

As a family-owned and operated insurance brokerage, we share in the tradition and history of local Summerside businesses. It’s why we’re dedicated to protecting yours. Protect your business and investment against major risks with coverage for property, liability, and leadership.

Build Your Commercial Insurance Plan

• Property insurance: Protect business property and physical assets
• General liability: Coverage for liability claims, including legal fees, fines, and settlements if you are held liable for damages and harms suffered by customers
• Directors and officers: Secure the personal assets of leaders and maintain confidence in company leadership amidst allegations of wrongful acts
• Professional liability: Protect your professional reputation and designation against malpractice claims
• Commercial auto insurance: Provides accident benefits and liability coverage for commercial use vehicles
• Cybersecurity insurance: Protect your company against liability for a data breach impacting customer information
• Business interruption: Ensure business continuity against financial losses caused by insured hazards.

• Life and Group Insurance

For Better Living and a Secure Financial Future

It’s impossible to predict a devastating accident or illness, but financial security can make all the difference. The right life insurance coverage is your enduring legacy — the key to securing your family’s financial future in the face of unexpected loss. Let’s strengthen your financial future, and build a better life.

Protection for Life in Summerside

• Term life insurance: Guaranteed coverage and death benefit paid out to your loved ones in the event of your passing within a specified term
• Whole life insurance: Lifelong coverage and increased financial security through smart investment and savings opportunities
• Group benefits: Access essential life insurance and extended health and dental benefits at affordable group rates
• Critical illness and disability: Claim a lump-sum payment or guarantee income replacement, and focus on your recovery and rebuilding after a devastating illness or accident
• Estate planning and savings: Plan for financial security with investments towards your retirement, estate, and heirs
• Travel: Vacation stress-free and safely with travel interruption and medical coverage.

Protect What Matters with Cluett