- May 29, 2025
- Category: Uncategorized
Spring in Nova Scotia marks the return of boating season — and the need for the right boat insurance to keep you protected on the water. Whether you’re launching from the South Shore, cruising Mahone Bay, or fishing in the Bras d’Or Lakes, boating is a cherished lifestyle for many Nova Scotians. But before you untie that dock line, it’s essential to make sure your policy is in place.
What to Know About Boat Insurance in Nova Scotia
Boat insurance covers physical damage to your boat, liability in case of accidents, and even theft or vandalism. Just like car insurance, it’s tailored to your specific needs — whether you’re protecting a fishing boat, sailboat, or personal watercraft.
Why Work With a Local Brokerage?
Online providers often miss the local nuances. In Nova Scotia, tidal shifts, storage concerns, and winterization practices can all affect your policy. At Cluett, we know the realities of boating on the Atlantic. We work with multiple insurance carriers to ensure you’re getting the right protection — not just the lowest quote.
Key Considerations
- Liability coverage in case someone is injured on or around your boat
- Environmental damage coverage (such as fuel spills)
- Storage and transit protection when your boat isn’t in the water
Do I Need Watercraft Insurance in Nova Scotia?
Even though watercraft insurance isn’t legally required in Nova Scotia, it’s strongly recommended. From environmental damage to theft, a policy ensures you’re protected financially no matter what happens. Without proper coverage, a single accident or storm could cost thousands.
Trust Cluett to Help You Navigate
At Cluett, we’re not just selling policies — we’re helping you protect your lifestyle. Contact us before your next launch to ensure your boat is ready for whatever the season brings.
Explore coverage options:
Boat Insurance
Nova Scotia Boating Safety Guidelines