- May 29, 2025
- Category: Auto, Tips & Advice
Spring and summer are prime seasons for towing in Nova Scotia. Whether you’re hauling a camper, utility trailer, boat trailer, or enclosed cargo trailer, having the right trailer insurance is essential before hitting the road.
While your auto policy might provide limited coverage, it often isn’t enough. Cluett can help you make sure your trailer — and everything it carries — is fully protected.
What Does Trailer Insurance Cover?
Trailer insurance provides protection for the trailer itself, its contents, and liability in case of an accident. Depending on the type of trailer, you may need:
- Collision and comprehensive coverage
- Theft or vandalism protection
- Liability coverage for damage or injury caused by your trailer
- Coverage while in storage or transit
Why Choose a Local Insurance Broker?
At Cluett, we know what Nova Scotians tow and how they tow it. Local roads, seasonal storage, salt exposure, and usage patterns all affect your coverage needs.
Online providers often miss these local details. A local broker works with top Canadian insurers to tailor your trailer insurance policy for real-world use—from hauling ATVs to weekend getaways or business use.
Do You Need Trailer Insurance in Nova Scotia?
If your trailer is used for anything beyond occasional personal use—or if it’s high in value—insurance is strongly recommended. Many auto policies only cover liability while towing and do not protect against physical damage or loss.
Talk to us about the type of trailer you use, how often you tow, and where it’s stored. We’ll help you determine what coverage is required and what’s optional.
New to Towing? Take a Trailer Safety Course
If you’re new to towing, investing in a trailer safety course can help you stay safe on the road. METI’s Trailer Safety Training teaches you how to properly load, secure, and tow a trailer—skills every driver should know. The course covers legal requirements, hazard awareness, and best practices to prevent accidents and damage.
Trust Cluett to Keep You Covered
We’re not just here to sell you a policy. We help Nova Scotians understand their risks and choose smart, cost-effective trailer insurance coverage for every kind of haul.
Whether you’re towing recreationally or for work, let Cluett help you protect your gear, your investment, and your peace of mind. Get in touch today.
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