Electric Vehicle Trailer Insurance in Nova Scotia: What EV Owners Need to Know

A Brave New Road for Nova Scotia

As electric adoption surges in Atlantic Canada, more EV owners are discovering the thrill — and challenges — of towing trailers. From slashed driving range to futuristic glamping units, here’s everything Nova Scotians should know about EV trailer insurance.

🚙 1. Which EVs Can Tow (and How Much)?

In 2025, many EVs can tow between 300 kg and 2,500 kg — comparable to mid-size SUVs and pickup trucks. Brands like Audi, BMW, Mercedes, Rivian, Tesla and Ford now offer EVs with powerful towing packages (go-e.com).

• Ford F‑150 Lightning: up to 2,500 kg
• Chevy Silverado EV & Rivian R1T: heavy-duty towing over 2,500 kg potential (kbb.com, greencars.com)

🔋 2. The Cost of Tow: Range Impacts

Unfortunately, towing can significantly slash an EV’s range — by 30–60%, depending on weight, aerodynamics, and speed (torquenews.com):

• F‑150 Lightning hauling a large camper: ~34% range left (~109 mi) (greencars.com)
• Rivian R1T towing ~5,000 lb: range halved (~210 mi) (kbb.com)

Tips for maximizing towing range:

• Keep speed below 65 mph — higher speeds multiply drag losses (armourinsurance.ca)
• Reduce drag (lower trailer height, streamlined design)
• Monitor payload closely to avoid unnecessary weight

The Pebble Flow EV Travel Trailer, launching in 2025 (US market), is a game-changer:

• Built-in 45 kWh battery powers lights, A/C, heating — for up to 7 days
• Tow-assist motor helps maneuver in campsites via smartphone (“Magic Hitch” feature)

Pricing is steep (~US $109k–$135k), but it highlights where EV + trailer tech is headed — and the coverage gaps insurers need to fill.

With EV towing comes layered insurance needs:

• Auto policy gaps: Standard coverage may not include trailer damage or contents — especially for EV towing
• EV-specific considerations: Risk of battery-related breakdown far from charge points; need for added protections (e.g. dead battery towing, flatbed towing)
• Advanced trailer tech: Electric trailers like Pebble Flow may require endorsements for onboard battery systems and tow-assist failures

What Cluett Insurance can offer:

• Comprehensive trailer policies covering damage, contents, liability
• Optional EV add-ons: dead-battery towing, flatbed towing for EVs, remote rescue for electric trailer systems
• Coverage review and quote customization for EV + trailer setups

🧭 5. Smart Tow Strategies for EV Owners

EV owners in Nova Scotia can tow smarter by:

1. Mapping charging vs. range with conservative estimates (e.g. expect ≤50% of rated range when towing).
2. Using truckstop/community apps to plan recharges mid-route.
3. Maintaining EV drivetrain health — flatbed-only tow, tire inflation, and software updates from OEMs.
4. Training for high-tech trailers — learning to use features like electric tow-assist and smart hitching to avoid warranty issues.

Nova Scotians towing EVs benefit from Cluett’s local insights:

• EV-savvy agents who understand range anxiety, battery tow-stranding, and premium liability issues
• Broad trailer coverage including RVs, glamping units, and content protection
• Customized roadside plans for EV breakdown, flatbed towing, and trailer battery failures

For Nova Scotians embracing EVs and modern trailers, the towing era is electrifying. As towing technology and regulations evolve, so must your insurance.

Cluett Insurance stands ready with expertise, custom policy bundles, and peace of mind for your next towable adventure.