- October 1, 2025
- Category: News, Commercial, Tips & Advice
October is here, and with it comes the cozy sweaters, crisp air, changing leaves… and, of course, pumpkin spice everything. While you’re enjoying the best of the season, it’s also the perfect time to give your home a quick check-up to make sure it’s ready for the unpredictable weather ahead. At Cluett Insurance, we see firsthand how a little bit of proactive planning can save a lot of stress, and a lot of money, down the road.
Check Your Roof & Gutters
After a windy summer, take a look at your shingles to make sure they’re secure. Then, clear your gutters and downspouts of any leaves or debris. It may seem small, but clogged gutters can lead to water pooling, which can damage your roof, siding, and even the foundation of your home. A quick cleanup now can prevent a major insurance claim later.
Protect Your Pipes
One of the most common winter disasters is a burst pipe. As temperatures start to drop, make sure outdoor taps or hoses are drained and disconnected. If you’re heading south for the winter, remember: either have someone check on your home daily or turn off and drain the water completely. Taking this simple precaution can save you from a very expensive and stressful situation.
Inspect Your Sump Pump
Heavy fall rains can test your home’s drainage system. Take a few minutes to test your sump pump and ensure it’s working properly. A functioning pump is your best defense against basement flooding, protecting your foundation and all your belongings.
The Cluett Difference
You work hard to protect your home. At Cluett Insurance, we make sure your insurance works just as hard for you. An insurance policy isn’t just a piece of paper, it’s a promise to be there when you need us most. We’ll help you understand your policy’s requirements and make sure you have the right coverage in place to handle whatever the weather brings.
Fall is a beautiful time of year, but it also reminds us that the cold months are on their way. A few proactive steps now, combined with the right insurance support, can save you headaches and expenses, when winter arrives.
Have questions? Give us a call or stop by our Dartmouth or Summerside office. We’re always here to help you protect what matters most.